Real Estate Investment Calculator

Calculate your returns from property investment including rental income and appreciation.

Calculate Real Estate Returns

Investment Analysis

Total investment—
Total rental income—
Property value after appreciation—
Capital appreciation—
Total return—
ROI (Return on Investment)—
Annual ROI—

Real estate investment factors

Property returns come from rental income (cash flow) and property appreciation (capital gains).

Total Investment: Down Payment + Closing Costs
Net Rental Income: (Monthly Rent - Monthly Expenses) × 12 × Years
Property Appreciation: Purchase Price × (1 + appreciation rate)^years
Total Return: Net Rental Income + (Future Value - Purchase Price)
ROI: (Total Return / Total Investment) × 100

FAQs

Is real estate a good investment in Nepal?

Historically yes, especially in Kathmandu Valley. Property prices have risen 8-15% annually in good locations. But it's illiquid and requires large capital.

What's a good rental yield?

Kathmandu: 3-5%, Pokhara: 4-6%, Other cities: 5-8%. Compare with fixed deposit rates (currently 8-10%).

Should I buy property with a loan?

If rental income covers EMI and you can afford down payment, yes. Leverage can increase returns. But don't over-leverage.

What are hidden costs of property?

Registration fees (3-4%), property tax, maintenance, repairs, vacancy periods, property management fees.

How liquid is real estate?

Very illiquid! Selling property takes 3-12 months. Don't invest money you might need soon.