Investment Returns Calculator
Calculate your investment returns with regular contributions and compound interest.
Calculate Investment Returns
Investment Results
Future Value—
Total Invested—
Total Returns—
Return on Investment—
How investment returns are calculated
This calculator uses compound interest with regular contributions to project your investment growth.
Future Value:
Where:
P = Initial investment
PMT = Monthly contribution
r = Monthly interest rate
t = Time in months
FV = P(1+r)^t + PMT × [((1+r)^t - 1) / r]Where:
P = Initial investment
PMT = Monthly contribution
r = Monthly interest rate
t = Time in months
FAQs
What is a realistic return rate?
Stock market: 10-15%, Mutual funds: 8-12%, Fixed deposits: 6-9%, Savings account: 3-5%. Higher returns mean higher risk.
Should I invest lump sum or monthly?
Monthly investing (SIP) reduces risk through rupee cost averaging. Lump sum can work if you time the market well.
How important are regular contributions?
Very! Small regular contributions can outperform large one-time investments due to compounding.
What's the best investment for beginners?
Mutual funds and index funds are good starting points. Diversify across different asset classes.
Can I withdraw anytime?
Depends on the investment type. Stocks and mutual funds allow easy withdrawal. Fixed deposits have lock-in periods.